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A private banker in your pocket.

You're carrying your entire financial life in your head.

Poppins takes care of it so you don't have to.

Chat

Ask anything. Get a real answer.

Your card bill jumped 30% this month. Poppins doesn't hand you a pie chart. It tells you what actually happened.

"Costco was $2,000 extra this month. Everything else is normal."
Vault

Every document, every answer.

Forward your insurance PDF once. Ask about it forever. Poppins understands your documents so you never have to dig through emails again.

"Your dental deductible is $50. You have $1,340 remaining this year."
Finances

Find anything. Fast.

Can't remember that refund? Forgot what you spent on groceries? Ask in plain English and Poppins finds it instantly.

"Your Amazon refund of $29.99 posted March 22."
Today

Your whole week, in one number.

Safe to Spend is the only number you need. Every bill accounted for. Every savings goal respected. What's left is yours.

"You have $320 free this week. Rent and your Visa are already covered."
P
Poppins
Your private banker
📊 Insight
Your credit card bill is $11,500 this month. That's 30% higher than your last 3 months.
Why is it so high?
Your groceries were 30% higher than usual.
🛒 Costco: $2,000 extra
🛒 2 Whole Foods trips vs 1: +$150
💄 Sephora: $450 vs ~$100
What about dining?
Dining is $680 vs your usual $420. Uber Eats is the big one. Flag at $400?
Yes, flag at $400Nah, I'm fine
Your vault
"What's my dental deductible?" →
Renewal coming
Your GEICO car insurance renews in 26 days. Comparable plans start at $165/mo. You're paying $240.
Compare plans →
4 documents
📄
GEICO Car Insurance
Renews Mar 14 · $240/mo
26d
📄
Delta Dental Benefits
$1,340 remaining · Dec 31
📄
Apartment Lease
Ends Aug 31 · $1,850/mo
5mo
📄
W-2 (2025)
Filed · Tax ready
✓
March spending
In
$4,200
Out
$3,460
Saved
$740
BY CATEGORY
🏠 Rent 53% $1,850
🛒 Groceries 21% $720
🍽️ Dining 20% $680
🚗 Transport 6% $210
Total out $3,460
SPEND VS BUDGET
🛒 Groceries$720 / $600
$120 over
🍽️ Dining$680 / $500
$180 over
🚗 Transport$210 / $300
$90 under
☕ Coffee$58 / $80
$22 under
ALL TRANSACTIONS
"Amazon refund last week" →
🛒
Trader Joe's
Yesterday
−$67.83
📦
Amazon — refund
Mar 22
+$29.99
⛽
Shell Gas
Mar 21
−$48.50
☕
Starbucks
Mar 21
−$6.45
🍕
Uber Eats
Mar 20
−$34.20
💳
Chase Visa — paid
Mar 18
−$349.00
Tuesday, March 25
You're in good shape this week, Sara.
Safe to spend this week
$320
$2,840 checking
− $1,680 bills before payday
− $840 savings
= $320 yours to spend
This week
Verizon$87 Fri
Chase Visa$349 Mon
💰 Payday$4,200 Apr 2
Poppins caught this
Verizon went up $8/month since January. That's $96/year.
See what to say →
Today
Chat
Finances
Vault
Me
Real catches

Poppins proactively reaches out when something needs attention.

Via SMS or WhatsApp — whichever you prefer. So you don't have to keep track of it all.

P
PoppinsJust now
Your internet was $59 when you signed up. It's $89 now. I can help!
P
Poppins5d ago
Nordstrom sale starts tomorrow. You have $220 left this week after bills.
P
Poppins11d ago
Your DoorDash DashPass renews tomorrow. $96/year. You ordered twice last month.
P
Poppins17d ago
Your dental plan covers cleanings through Dec 31. You haven't used it. You have $1,200 left.
P
Poppins23d ago
You have 3 free trials running for Notion, Calm, and Headspace. Two convert to paid tomorrow, totaling $49 and $24.99/mo. I can help you cancel.
P
Poppins29d ago
You have $9,000 in savings earning 0.4% — that's $36 a year. A 4.75% high-yield account would earn $427.50. About $392 more.
Your money, always accounted for

One number. All your bills accounted for.

Good week
$320
$2,840 checking
− $1,680 bills
− $840 savings
= $320 yours
Tight week
$0
$340 checking
− $1,280 bills
= short by $940
"That's not unusual. Rent and your card payment land the same week. Here are two ways to handle it."

Good week or tight week. Same calm answer.
No alarms. Just the math, and a plan if you need one.

Your checking minus every bill before payday minus savings. What's left is yours.

See it in action

Six real conversations. One private banker.

Swipe through to see how Poppins handles the things that never make it into finance apps.

🛡️
Heads up about next week
Hey Sara, your credit card payment ($1,200) comes out Monday. Rent ($1,850) is due Tuesday.
But your paycheck doesn't hit until Wednesday.
That leaves you $325 short for about a day.
Here's what I'd suggest
Option 1
Pay just the minimum on your card this month ($35 instead of $1,200). You'll have plenty of room. Costs $18 in interest.

Option 2
Ask your landlord if you can pay rent on the 2nd instead. Your paycheck covers it. Costs you nothing.
Tell me more about option 2
Told you 5 days early · No overdraft fees
📺
Your subscriptions
You're paying for 7 subscriptions right now. Here's the full list:

📺 Netflix — $22.99
🎵 Spotify — $10.99
📺 Paramount+ — $11.99
📺 Apple TV+ — $9.99
🎧 Audible — $14.95
☁️ iCloud — $2.99
📰 NYT — $17.00
That adds up to $89 every month. Over a year, that's $1,068.
Want to drop any of these? I'll walk you through canceling and make sure the charges actually stop.
Cancel Paramount+ and Audible
$323/year back in your pocket
📞
Your phone bill went up
Your Verizon bill has gone up twice this year. They added fees to each line without really telling you.
With your 3 lines, that's about $66 a year more than you were paying.
Here's exactly what to say
"Hi, I've been with Verizon for about 2 years. My account is ••••1142. I noticed my bill went up because of some fees that were added. I'd like to get my bill back to what it was, or get a discount to make up for it."
📞 (800) 922-0204🔑 Acct ••••1142🕐 Best: Tue-Thu, 10am
Call now
5-minute call · $66-180/year back
🔍
Charge you should check
There's a new charge on your account:

SQPAY*TKTLABS — $287.00

This name doesn't match any store you've shopped at before. Sometimes companies show up with weird names on your statement.
Does this look right to you? If not, I can help you report it to your bank and get your money back.
Doesn't look right. Help me report it.
$287 caught · The moment it posted
🛒
Spending breakdown
Your credit card bill is $11,500 this month. That's 30% higher than your last 3 months.
Why is it so high? Break it down for me
Looks like your groceries were 30% higher this month than usual. Here's what's driving it:

🛒 Costco on the 15th: $2,000 extra than your usual trip
🛒 2 Whole Foods trips vs. 1 usually. That's +$150
💄 Sephora: $450 vs. your usual ~$100
Everything else looks pretty average. Want more details? I can break it down by date or category.
The actual reason · Not a chart
🚗
Your car insurance
Your car insurance with GEICO renews next month. You're currently paying $240/month.
Based on your coverage, there's a comparable plan available for $150/month. That's $90/month less, or $1,080/year back in your pocket.
Want to see the details?
Compare plans →
Show me
$1,080/year saved · Before your renewal
Swipe for more→
Pays for itself

$9.99/month. First month catches more than a year costs.

Overdraft avoidedWarned 5 days early.$35
Spending clarityCostco trip explained in 10 sec.priceless
Subscription audit7 charges totaled. You decide.$1,068/yr found
Verizon hidden fee driftScript included. One call.$66-180/yr
Duplicate chargeFlagged day one.$17
First month value$148+

See pricing →

Trust

Your money is safe. Here's why.

Read-only access

Poppins connects through Plaid, the same service used by Venmo, Robinhood, and thousands of banks. It can see your transactions. It can never move, spend, or change anything.

Every number is traceable

Tap any number and see exactly where it came from. Your Safe to Spend breaks down to every bill. Every category breaks down to every transaction.

We only state what we can see

If it's not in your bank feed, Poppins won't claim it. No guessing your phone plan. No guessing your insurance rate. Just what your bank data shows.

Checked before you see it

Every number is verified against your actual bank data before it reaches you. If something doesn't check out, you get a plain summary instead. Never a made-up number.

Pricing
Early access pricing
$9.99/mo
or $100/year (save 17%)
7-day free trial. No credit card required.
  • Unlimited bank accounts
  • Unlimited vault documents
  • Bill tracking + payment alerts
  • Chat: ask anything about your money
  • Price increase detection
  • Spending breakdowns with reasons
  • Bill negotiation scripts + call details
  • Merchant Intelligence
  • Calendar integration

Join now. Lock in this price at launch.

Getting started

Three steps. 60 seconds. Done.

1

Connect your bank

Secure, read-only via Plaid

2

Poppins does the math

Bills, patterns, risks

3

You get the answer

Via text, WhatsApp, or app

Why Poppins

Other apps show you the data.
Poppins tells you what to do.

You check your bank account. You see a number. But you don't actually know what you can spend.

They give you charts. Not answers.

OTHER APPS

"Pie chart. Groceries 35%. Shopping 20%." You already knew that.

POPPINS

"One Costco trip. $2,000 more than usual. Everything else is on pace."

You have to keep opening the app.

OTHER APPS

Overdraft hits Friday. You find out Saturday.

POPPINS

Told you 5 days early. With two ways to fix it.

They tell you what you spent.
Not what to do about it.

OTHER APPS

"Dining: $680." That's it. No next step.

POPPINS

"3 extra Uber Eats orders this week. Flag at $400?"

One gave you a chart. The other gave you an answer.

See the full comparison with Monarch, Cleo, and YNAB →

Questions

Poppins connects through Plaid, the same service used by Venmo, Robinhood, and thousands of banks. Your connection is read-only. Poppins can see your transactions and balances. It can never move money, make payments, or change anything on your account.
Most apps give you a dashboard and wait for you to check it. Poppins reaches out when something needs attention and tells you exactly what to do about it. See how Poppins is different →
Poppins stays calm. If your Safe to Spend is $0, you won't see red warnings or alarm bells. You'll see the math, which bills are causing the crunch, whether it's a timing issue, and two options with real dollar trade-offs. Same tone whether you have $500 or $0.
No. Strictly read-only. When Poppins catches a price increase or finds subscriptions you might want to cut, it prepares everything you need to take action yourself. It never touches your accounts.
Poppins works via text message, WhatsApp, or push notification through the iOS app. You pick your channel when you sign up. Same experience on all of them.
Poppins proactively reaches you with alerts and insights, so you don't need to open anything. The app is there when you want to go deeper: Today shows your full financial picture, Chat lets you ask anything about your money, and Vault stores your important documents.
About 60 seconds. Connect your bank through Plaid, and Poppins automatically finds your bills, income pattern, and recurring charges. Your first Safe to Spend number shows up the same day.

Never miss what matters with your money.

⚡ 60 seconds to set up 🔒 Read-only access 💬 Works via text or WhatsApp

First invites in signup order.

We'll let you know when your spot opens.